Getting Started
About Virtue
Virtue is a decentralized borrowing protocol that allows you to draw interest-free loans against wSMR used as collateral. Loans are paid out in vUSD (a USD pegged stablecoin) and need to maintain a minimum collateral ratio of 110%.
In addition to the collateral, the loans are secured by a Stability Pool containing vUSD and by fellow borrowers collectively acting as guarantors of last resort. Learn more about these mechanisms in our documentation.
Virtue as a protocol is non-custodial and immutable.
If you still have questions after browsing our FAQs and documentation — https://discord.gg/2sM3AeBdGG