> For the complete documentation index, see [llms.txt](https://docs.virtue.money/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.virtue.money/user-guides/publish-your-docs.md).

# How to use Virtue?

Using Virtue is simple and permissionless. Here’s how you can get started:

1. Deposit Collateral\
   Choose a supported asset (e.g., $IOTA or $stIOTA) and deposit it into the system to open a CDP(Collateralized Debt Position).
2. Mint $VUSD\
   Based on your collateral value and the system’s minimum collateral ratio, you can borrow and mint $VUSD, a decentralized, over-collateralized stablecoin.
3. Use VUSD Freely\
   Spend, buy more assets, or deposit your VUSD into the Stability Pool to participate in liquidations and earn steady returns. $VUSD is designed to remain stable and usable across the IOTA ecosystem.
4. Manage or Close Your CDP\
   You can repay your debt at any time to retrieve your collateral. If your position becomes undercollateralized, it will be fully liquidated through the Stability Pool.