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Getting Started

About Virtue

Virtue is a decentralized borrowing protocol that allows you to draw interest-free loans against wSMR used as collateral. Loans are paid out in vUSD (a USD pegged stablecoin) and need to maintain a minimum collateral ratio of 110%.

In addition to the collateral, the loans are secured by a Stability Pool containing vUSD and by fellow borrowers collectively acting as guarantors of last resort. Learn more about these mechanisms in our documentation.

Virtue as a protocol is non-custodial and immutable.

If you still have questions after browsing our FAQs and documentation —